Tremors can cause catastrophes that, to a large extent, could be avoided by applying anti-earthquake building criteria. How should an earthquake resistant house be to withstand highly destructive earthquakes?
Chile, Japan, Mexico, California or Nepal is some of the “hot” areas in terms of earth movements. However, not everywhere a similar earthquake, of equal intensity and depth, causes the same deaths and injuries.
The secret lies in the way to raise the buildings so that they do not collapse in the event of possible earthquakes. What characteristics should buildings have to be as resistant as possible? These are the most important according to specialists.
Characteristics of an earthquake resistant house
Obviously, the height of the building is one of the essential factors in resistance to earthquakes. In fact, in certain cities regulations limited the height of buildings, although today there is a greater tendency to value their height based on the quality of the architectural design.
A building is symmetrical about two axes in plan if its geometry is identical on either side of the axes. The fact that a building is not symmetrical increases the possibility of a torsion in its plant, making it more vulnerable to an earthquake.
The specialists recommend the uniform distribution of the masses that make up the building both in plan and in height, changing depending on the different areas and heights based on rigidity.
Rigid structures in plan.
Although it may seem like a statement, it is evident that the greater number of structural walls at the base also improves stability and resistance to earthquake movement.
Distribution of doors and windows.
The symmetrical distribution of the opening elements of the houses is essential to increase the resistance of the building to collapse, as well as a size commensurate with the rest of the structure, not exceedingly more than half of the wall.
Quality of materials.
Another essential factor when measuring the resistance to collapse of buildings is the quality of the materials. The good quality of the construction improves the energy absorption capacity in the seismic movement. Experts agree on the importance of reinforced concrete and steel so that the building can balance without falling.
The foundations are key in the flexibility and resistance of buildings. Each floor has a specific foundation both in depth, shape and size, so a study of the land prior to the construction of the property is essential. A correct action in this aspect allows reducing the deformations and stresses that the building will suffer during the earthquake.
So that you are safe and can buy an apartment in your place of preference, we recommend that you follow these warnings.
What are the houses recovered by Infonavit and how to acquire one?
A very good option that you can turn to if you are looking to buy a home is the Infonavit recovered houses, these properties are those that have been abandoned by their original owners due to the interruption of payments and when they are abandoned, these homes are recovered by the Infonavit to later be put up for auction.
These houses recovered by Infonavit can be a great savings when looking for a new home since the prices of these houses can be up to 30% cheaper than their market value.
On the other hand, there is a disadvantage when choosing this alternative, said disadvantage is that the availability of Infonavit recovery houses is limited to certain areas and states, which means that the possibility of finding a home in the area of your interest could be a bit complicated.
In fact, more than half of the abandoned houses are in the northern part of the country in states such as Baja California, Sonora, Coahuila, Nuevo León and Tamaulipas, according to the latest registry of houses recovered from Infonavit 2018.
In case you are considering this option, the most likely thing is that you have already asked yourself the question: how can I buy a house recovered by Infonavit?
The first thing you should know is that the Infonavit is recovering the abandoned houses until a certain amount is collected and then these are auctioned at wholesale where real estate companies that are interested in acquiring Infonavit houses at auction participate and those that can offer an amount of money equal to or close to what Infonavit asks for each lot will be the ones that win the auction.
One of the ways to be able to buy any of the Infonavit auction houses is to do it through a real estate agency that has real estate auctions on offer, these offers can be easily found online in real estate portals such as Tajarat properties.
In some cases you will be able to make use of the Infonavit credit, the secret is to know how to choose the correct credit and for these cases there is a program called “Buy and improve a used home” which consists of granting a loan to acquire a recovered home and improve it with the same money that is granted to you, in fact this credit is concentrated in specific activities such as painting work, bathroom and kitchen repair, flooring, waterproofing, extensions, etc.
Finding one of these recovered houses can be complicated but, if you were lucky and found yours, you should be informed of how this program works.
- The home must have the Technical Quality Opinion with 70 qualification points and an appraisal, which you can process at the same time.
- The improvement that you are going to make in the home should not affect any structure.
- The minimum amount that must be spent for the improvement must be $ 10 thousand pesos and a maximum of 80% of the value of the operation.
- The maximum cost of the improvement may be up to 90% of the balance of your housing subaccount that you have in your AFORE.
There is also the alternative of skipping all this time-consuming process. You can approach any real estate or developer who has previously acquired the property at auction and has already carried out the corresponding renovations.
According to data recorded by the Institute, in 2018 alone, more than 60 thousand houses were recovered, which were put up for auction and sold among 80 real estate companies that participated and have already put up for sale, this process was public and televised live and over the Internet.
TAKE ADVANTAGE OF YOUR INFONAVIT HOUSING SUBACCOUNT: IMPROVEMENT AND CONSTRUCTION
What happens when you want to make improvements to your home, and you don’t have the means to pay for them? Or what if you have your own land and want to build, but want to leverage the work with your history of the Infonavit housing subaccount?
The truth is that, if you are a pre-classified worker in the aforementioned public institution, you have the opportunity to access benefits that allow you to make changes or remodel the property, as well as build a construction on your own.
But to better understand the panorama, http://www.skymarketing.com.pk/nova-city-islamabad/ invites you to review the necessary requirements to apply to each of these solutions.
Expand, remodel, repair and improve!
Expanding, remodelling or repairing your house or apartment will now be a reality, you will no longer have to wait to collect that amount in cash to be able to do it, as long as the following annotations are taken into consideration:
For example, if what you want is to expand or repair affecting the structure, as well as doing it without affecting the morphology of the property, it must be carried out in less than 180 days. Added to this, its cost must be less than 65% of the value of the house (the first option) and not more than 50% of the second option.
For the resources to be issued, it is necessary to present the work program and the budget for this, indicating the type of modification to be made, the name of the person who will be in charge, the expenses and the work schedule.
Once approved, the resources will be delivered in four exhibitions as the work progresses and is verified by the verifier registered with Infonavit where you should know that their fees will be deducted from the amount of the infonavit credit.
Depending on the magnitude of the modification, with structural damage or not, the verifier will check the progress of the expansion or remodelling work on two to four occasions.
It is also possible to use the savings from the housing subaccount for the formalization of the property title.
In the case of the improvement solution, it is necessary to request the loan with management companies in agreement with the institution and they will determine the amount to be assigned. It is necessary to present a bank account statement valid for no more than three months.
You already have the land, you already have the construction plan, but you still lack the capital. Infonavit offers this solution so that you can put the land in your name, register it with the Public Property Registry or subdivide it into different properties.
Like the other actions, this one gives you a period of 180 days to complete the construction, and it can be built on your own land, under a conjugal partnership regime, or built on your spouse’s land as agreed.
The delivery of the credited amount will take place in five exhibitions and a fifth of 1.5% of the total budget for the building must be paid to the verifier.
For clarity, we suggest you request a value study and technical opinion of the land; likewise, review the presentation card for construction on own land, which indicates what the property should and should not have.